Legal
Disclaimer
Disclosures we are required to make, and some we simply think you should have.
Medicare disclosures
We do not offer every plan available in your area. Currently we represent the organizations we are contracted with in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Assistance Program to get information on all of your options.
Not connected with or endorsed by the United States government or the federal Medicare program.
We are an insurance agency
ABG Insurance is an independent insurance agency. We are not an insurance company and we do not underwrite or issue policies. Coverage is provided by the issuing carrier, and only exists when that carrier issues a policy.
How we are paid
When you enrol in coverage through us, the insurance carrier pays us a commission at rates the carrier sets. This costs you nothing — your premium is the same whether you enrol through us or directly with the carrier.
Not tax, legal or medical advice
Nothing on this site is tax, legal or medical advice. Subsidy eligibility depends on your tax situation, and estate planning questions around life insurance depend on your circumstances. Speak to a qualified professional about those.
Availability
Plans, benefits, networks, formularies, premiums and enrolment periods change, and vary by state and by county. Anything described on this site is general and may not be available to you. Confirm the specifics before you rely on them.
Licensing
We may only advise on and sell insurance in states where we hold a current licence. See Licensed States, or call 1-888-804-6464 to confirm your state.
This page was last reviewed on 16 August 2026. If anything here is unclear, or you need it in another format, call us on 1-888-804-6464 (TTY 711).